How to never be late paying bills again

Spread the love

How to never be late paying bills again

I’ll admit – I’m pretty good with money.

Well, that’s my own opinion obviously. That doesn’t mean I don’t spend money. Quite the opposite. I spend plenty, I buy stuff I like, and I invest plenty of it in my business. I also ensure that I always pay my bills on time.

The truth is – I don’t know if I would know how to budget or plan around bills and finances if I didn’t have a business. I wanted to track how much money I was earning from my photography business AND this blog so I started tracking stuff on a regular ol’ spreadsheet 2 years ago. Then, I added expenses. Then, since I kept freaking out about whether I paid my bills or not (I kept forgetting. Sure, I always paid then but still, those couple of minutes of freak out time, thinking I was late, were not fun), so I added a table that reflected when and how much I paid for each bill.

It saved me a lot of headaches.

So, without further ado here are some ways to help manage your budget and pay your bills on time..

1. Track your spending and bills

Like I said, I have a nice spreadsheet where I track all my incomes, expenses, and bills that are due. I write down the date and amounts I spent so that if I ever freak out in the middle of the night, wondering whether I paid my bills, I can just go in and check in one place. It’s easy and makes my life a lot less stressful.

2. Set up automatic billing

I actually don’t do this much because I like to be more conscious and intentional with my spending, even when it comes to paying bills, and I like to actually KNOW I paid them rather than relying on technology.. but I know it works for many people. My roommate, for example, has our rent set up to charge automatically. I prefer to pay manually.

3. Set up reminders

I pretty much am ruled by my Google calendar. It’s my life. So I set up calendar events to serve as reminders for when I have to pay specific bills. I have one for my rent, for my credit card, and my electric. This way if I ever have an especially busy month and somehow forget, I am reminded by my darling calendar. What would I do with you, Google?

4. Schedule payments

Although I’m not big on recurring payments, I do like to schedule my payments. I schedule the payments for one of my credit cards as soon as I receive the statement (since they aren’t usually due for a few weeks). This way, I make sure it gets paid in time while it’s still fresh in my mind. I also set the paid amount and  the scheduled date in the spreadsheet so I know it’s been scheduled.


Check out the Capital One 360: Black Friday Deals. You can get some cool stuff. Capital One 360 is decking the halls with deals you can bank on, including new account bonuses, referral bonuses and closing cost credits. While you may have gifts, greetings and get-togethers on the brain, it’s important not to lose sight of your financial goals. All of Capital One 360’s Black Friday Sale deals are designed to encourage consumers to keep their finances top of mind.

I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.

Last Updated on March 29, 2019

Rate this post

Comments are closed.